personal mortgage loan

基本解释

The paper mainly analyses the borrowers risks attributed in personal housing mortgage loan and risks prevention and dispersion, proposes a solution to it.
分析了个人住房抵押贷款中由借款人形成的风险及其防范和分散，并提出了解决问题的建议。
Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.
对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。
Since 1998, the business of personal housing mortgage loan has been developing rapidly in China.
自1998年以后，我国个人住房抵押贷款业务发展迅速。

Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.
这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率
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The classic example of a non-recourse loan is a simple mortgage (if you sign a personal guarantee in addition to the mortgage, that changes the nature of the loan).
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Similarly, if a property is sold at foreclosure or in a short sale and the underlying mortgage is recourse (meaning the borrower has personal responsibility for any excess loan deficiency remaining after the sale), then to the extent the remaining deficiency is forgiven, the borrower will again recognize COD income.
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